Sr. Claims Adjuster, Large Loss

Description

The Large Loss Adjuster is responsible for managing high-exposure, complex, and litigated claims, including catastrophic injuries, excess limit exposures, and high-profile cases. The ideal candidate will have a strong background in handling auto insurance claims, a solid understanding of litigation processes, and a proven ability to negotiate settlements. This role plays a critical part in ensuring the timely and fair resolution of complex claims while adhering to legal standards and best practices, with a strong focus on customer service and protecting the interests of both insureds and the company.

Responsibilities

• Manage and direct claim resolution with Defense Counsel, our Insureds, and keep the management team apprised of significant updates
• Manage complex coverage issues, excess limit exposures, catastrophic injuries, high profile cases, and litigated claims, with a focus on customer service
• Communicate with policyholders, adjusters, leadership, legal counsel, and other relevant stakeholders to resolve claims
• Maintain accurate records of claims and ensure compliance with state/federal regulations
• Attend mediations and/or trials, representing the company’s interests and ensuring alignment with legal strategies
• Assess the cost of defense versus indemnity, analyzing financial and legal implications to support strategic decision-making while protecting the insureds and or the company’s interests
• Provide strategic direction to defense counsel, negotiate timely and fair settlements, oversee loss adjustment expenses, and offer actionable recommendations to the claims management team on settlement or defense strategies

Requirements

• 3+ years of bodily injury claims handling experience
• 3+ years of litigation experience preferred 
• Strong understanding of auto insurance policies, liability laws, and claims best practices
• Excellent negotiation, communication, and problem-solving skills
• Strong organizational skills with the ability to multi-task, prioritize, and manage a demanding workload while maintaining accuracy and attention to detail

Compensation and Benefits

Benefits

Along with competitive pay, as a full-time Tesla employee, you are eligible for the following benefits at day 1 of hire:

• Medical plans > plan options with $0 payroll deduction
• Family-building, fertility, adoption and surrogacy benefits
• Dental (including orthodontic coverage) and vision plans, both have options with a $0 paycheck contribution
• Company Paid (Health Savings Accounts) HSA Contribution when enrolled in the High-Deductible medical plan with HSA
• Healthcare and Dependent Care Flexible Spending Accounts (FSA)
• 401(k) with employer match, Employee Stock Purchase Plans, and other financial benefits
• Company paid Basic Life, AD&D
• Short-term and long-term disability insurance (90 day waiting period)
• Employee Assistance Program
• Sick and Vacation time (Flex time for salary positions, Accrued hours for Hourly positions), and Paid Holidays
• Back-up childcare and parenting support resources
• Voluntary benefits to include: critical illness, hospital indemnity, accident insurance, theft & legal services, and pet insurance
• Weight Loss and Tobacco Cessation Programs
• Tesla Babies program
• Commuter benefits
• Employee discounts and perks program