Sr Mgr, BUCO – Risk & Core Platforms

PayPal•Apply•Published 1 days ago•First seen 13 hours ago

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Summary:

This role promotes a strong compliance culture and serves as a trusted advisor to the Risk and Core Platforms (RCP) organization, which builds and maintains PayPal’s unified technology foundation, shared services, frameworks, and tools that power PayPal’s product ecosystem. RCP delivers core infrastructure to support global payments and risk platforms, develops artificial intelligence (AI) and agentic automation frameworks, and embeds data privacy, security, and regulatory controls directly into PayPal’s platform architecture.

Job Description:

Essential Responsibilities:

Lead complex projects and problem resolution efforts related to risk management.
Collaborate with teams to identify and analyze risks that may impact operations and assets.
Develop and implement strategies for risk mitigation and compliance.
Assess current business trends to inform risk management practices and improvements.
Drive global process improvements through effective project management and stakeholder engagement.

Expected Qualifications:

8+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Additional Responsibilities & Preferred Qualifications:

As the Business Unit Compliance Officer (BUCO) for RCP, you will serve as the primary second-line compliance contact, partnering closely with first-line Business Risk and Control Leads (BRCLs) and other risk management and product stakeholders. In this role, you will provide independent oversight, challenge, and guidance to ensure RCP activities adhere to regulatory requirements, internal policies, and PayPal’s enterprise standards.

You will work at the intersection of technology, compliance, and risk, supporting the organization that underpins PayPal’s unified platform infrastructure. The ideal candidate is strategic, detail-oriented, and highly organized, with strong risk management, project management, and program management skills. You are comfortable leading cross-functional initiatives, influencing stakeholders at all levels, and driving sustainable, proactive compliance outcomes in a fast-paced, matrixed environment.

In this role, you will:

Provide second-line compliance oversight for RCP, including risk identification, control monitoring, and reporting.
Advise BRCLs and business partners by delivering clear, actionable compliance guidance and effective challenge on key risk and control matters.
Prepare and syndicate the trimester Risk and Compliance Rating (RCR) report, ensuring visibility into emerging risks and progress on remediation.
Oversee compliance aspects of new product development to ensure risks are identified, mitigated, and appropriately escalated to Compliance and/or Enterprise Risk Management.
Support and monitor key initiatives such as process transformations, system implementations, and organizational changes to ensure regulatory alignment.
Lead or contribute to regulatory change management, risk assessments, and business process mapping, identifying control gaps and recommending sustainable improvements.
Participate in the Risk Operations Program as the compliance approver for RCP issues, remediation tasks, and product changes; provide effective challenge across the risk lifecycle.
Support root cause analysis of complex issues and translate findings into practical, long-term solutions that strengthen the overall control environment.
Build strong relationships across Compliance, Enterprise Risk Management, Internal Controls, and First Line Risk functions to promote consistent execution of PayPal’s risk management framework.
Strengthen RCP’s governance and operating model, helping to build a best-in-class, well-controlled, and compliant Risk Operations organization.

Preferred Qualifications

Experience & Expertise: 8–10 years of experience in Compliance, Risk Management, and/or Audit within the financial services or fintech industry. Strong foundation in regulatory compliance, internal controls, and risk management, with working knowledge of consumer protection laws (e.g., Reg Z, Reg E, TCAP, UDAAP) and related regulations.
Strategic Thinking & Analytical Skills: Advanced analytical and critical-thinking ability to interpret complex financial, operational, and regulatory information and translate it into practical, risk-based solutions.
Leadership & Influence: Demonstrated ability to lead through influence, build trust, and collaborate effectively across Product, Engineering, Risk, Operations, and Legal teams. Proven success managing risk/compliance programs in dynamic, technology-driven environments.
Communication & Presence: Excellent written and verbal communicator who can simplify complex concepts, provide balanced and actionable guidance, and confidently influence at senior and executive levels.
Execution & Change Management: Skilled in managing large-scale initiatives, balancing competing priorities, and driving execution under tight deadlines. Flexible, pragmatic, and solution-oriented in managing change and ambiguity.
Integrity & Professionalism: Operates with sound judgment, discretion, and professionalism in handling sensitive or confidential matters, consistently upholding PayPal’s values of trust, inclusion, and responsible innovation.
Technical Acumen: Understanding of identity/CIP processes, transaction flows, and compliance platform interfaces, with the ability to assess and strengthen risk controls across product and engineering environments.
Resilience & Growth Mindset: Highly organized, proactive self-starter who performs effectively under pressure, adapts quickly to evolving regulatory landscapes, and continuously seeks learning and improvement.

Subsidiary:

PayPal

Travel Percent:

The base pay for this role will depend on where you work and the relevant experience and expertise you bring. The expected range of pay for this role by location is:

Primary Location | Pay Range:

Scottsdale, Arizona | ($123,500.00 - $183,700.00 Annually)

Additional Location(s) | Pay Range:

San Jose, California | ($143,500.00 - $212,850.00 Annually)
Chicago, Illinois | ($130,500.00 - $193,600.00 Annually)
Austin, Texas | ($130,500.00 - $193,600.00 Annually)
Omaha, Nebraska | ($123,500.00 - $183,700.00 Annually)
Additional compensation for this role may include an annual performance bonus, equity, or other incentive compensation, as applicable. This role is also eligible for a range of benefits which may include, medical, dental, vision, life and disability insurance, parental and family leave, 401(k) savings plan, paid time off, and other benefits. For more information visit https://www.paypalbenefits.com.

PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. Any such request is a red flag and likely part of a scam. To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us.

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.

Belonging at PayPal:

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.